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The current and official versions of the course specifications are available on the web at https://www.usq.edu.au/course/specification/current.
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FIN3109 Managing Financial Institutions

Units : 1
Faculty or Section : Faculty of Business, Education, Law and Arts
School or Department : School of Business
Student contribution band : Band 4
Grading basis : Graded
Version produced : 23 May 2022

Requisites

Pre-requisite: FIN1103

Overview

Financial management of core bank activities is a highly complex task requiring a broad range of financial skills. Banks must obtain funding from various sources in order to extend loans. They must generate sufficient return to cover their funding costs while maintaining adequate levels of liquidity. They must balance the returns they make against a range of financial risks including capital risk, interest rate risk, liquidity risk, foreign exchange risk, operational risk and credit risk. Banks undertake a range of on-balance-sheet and off-balance sheet activities and operate in local, national and international markets. In addition to interest costs and revenues, banks incur a range of non-interest costs and generate various non-interest revenues including fees and charges, commissions and capital gains. This course aims to provide students a broad knowledge of these various activities and to equip students with skills relevant to the management of such activities.

This course provides a broad appraisal of authorized deposit taking institutions (ADIs), and the associated decision making processes of the financial services sector in Australia. A range of topics is addressed including: the Australian financial environment; understanding financial statements; evaluating returns, risks and performance; the yield curve and gap management; the management of liabilities, liquidity, the securities portfolio and capital; and hedging and pricing with various interest rate derivatives. Formerly FIN2109.

Course offers

Semester Mode Campus
Semester 1, 2022 On-campus Springfield
Semester 1, 2022 On-campus Toowoomba
Semester 1, 2022 Online
Date printed 23 May 2022